Property & Premises Insurance

At BJP Insurance brokers we have been advising businesses on the best buildings insurance cover for many years. There are a wide range of insurances that are either required by law or are essential for the running of your business. We can provide you with Commercial Landlord Insurance, Buildings Insurance, Contents Insurance, Unoccupied Property Insurance as well as insurance for guest houses and those purchasing buy to let properties. Contact one of our specialist advisors today and we’ll tailor a policy to meet your needs.

Why do I need Property and Premises Insurance?

Property and Premises Insurance protect the insured party against a range of risks affecting the buildings they own or rent. Where a property has a mortgage the lender will usually insist that buildings are insured.

Commercial Property Insurance

If you own commercial business premises you need to provide appropriate cover for your buildings should they be damaged as a result of the more likely risks i.e. fire, theft or weather damage. Additional risks can be included such as: damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism and war.

Commercial Property Landlords Liability Insurance

This is a policy to cover a property owner from financial losses connected with their let out property. A landlord insurance policy will cover the building itself with the option of including the contents left within.

Common differences in use of the phrase landlords insurance is buy to let insurance, let property insurance, rented property insurance, or property owners insurance.