Farm Insurance - BJP Insurance Brokers

BJP have a huge range of bespoke farm insurance solutions. We specilise in offering a huge range of farm insurance policies.

We can pick and mix with the farm insurance covers below to make a policy to suit your farming needs. We can also include farm vehicles and agricultural machinery in your farm insurance.

Section 1 – Private House Buildings

Available either as Standard or Super (i.e. Accidental Damage) Cover for most types of building construction (including Thatched)

Section 2 - Private House Contents

Again a choice of Standard or Super Cover. Cover is provided for the main dwelling(s) of the insured and/or his family. Additional covers such as Holiday Homes, Caravans and Small Craft are all available on request.

Section 3 - All Risks - Personal

Option of Specified Items e.g. Jewellery, Camcorders, etc. And/or Unspecified Items, up to a single item limit, including: Guns, Pedal Cycles, Sports Equipment, Money & Credit Cards.

Section 4 - Farm Buildings

Choice of full perils available, £500 storm excess per location, Unique "Basis of Settlement" wording.

Section 5 - Farm Contents

Choice of Peril groups Malicious Damage excess - £250 Impact (Own vehicles/livestock only) excess - £250 Loss of metered water - Limit £1,000

Section 6 - Theft

Mysterious disappearance of livestock option Replacement locks. Limit £750 £100 excess per claim

Section 7 - Employers Liability

Cross Liability included Option to include AWB

Section 8 - Public Liability

£5m Limit of Indemnity as standard. Option to increase limit of indemnity to £10 Motor Contingent Liability included

Section 9 - Fatal Injury to Livestock

Includes Livestock in Transit option £5,000 Limit any one animal (£500 for working dogs)

Section 10 - Sheep Worrying

By Dogs, Foxes or Vermin £5,000 Limit any one animal

Section 11 - Money

Includes automatically: Personal Accident Assault cover Damage to Clothing & Personal Effects Cattle Identification Documents (Limit £1,500 in all)

Section 12 - Business Interruption

Wide basis of cover available, Choice of full perils

Section 13 - Goods in Transit

Excludes Livestock (see section 9) Includes: Ropes, Tarpaulins, etc (Limit £1,000) Drivers personal property (Limit £250)

Section 14 - Personal Accident (Individual)

No sickness cover available Choice of capital / weekly units Choice of length of period of cover

Section 15 - Personal Accident (Employees)

No sickness cover available Scale of Benefits Based on Wageroll and or Agricultural Wages Board Act 1945 cover

Section 16 - All Risks (Commercial)

Accidental loss of or damage to any specified items.

Section 17 - Legal Expenses Insurance

Employment disputes Criminal prosecution defence Property disputes Tax protection