Building & Engineering Services - BJP Insurance Brokers

BJP are a construction insurance specialist for companies of all sizes involved in the building & engineering services.

We provide expert risk and insurance support and find you the best insurance products at the best price.

The building & engineering services sector includes trades such as - plumbing, heating, ventilation, air-conditioning & control, clean air & ventilation hygiene, heat pumps (ground & air source), refrigeration, facilities & property management, building improvement, internal fit–out, energy management, green energy conversion (solar, wind & marine), mechanical services, specialist electrical contractors, access systems, computer hardware installations and overall property maintenance.

We offer a bespoke approach to this sector and specialise in companies involved in single, or multiple specialities within this sector.

We can help you

• Manage your insurance costs
• Enhance your insurances to reflect any added or evolving activities
• Find an insurer who understands your business

Examples of insurance cover that we can offer you:

• Employers Liability Insurance
• Public Liability Insurance
• Products Liability Insurance
• Specialist Plant Cover (Owned & Hired in)
• Tools & Equipment Insurance
• Contract Works Insurance (Contractors All Risks)
• Integrated Project Insurance (where required)
• Professional Indemnity (Bad Advice)
• Property Insurance
• Commercial Vehicle Insurance
• Motor Fleet Insurance
• Group Personal Accident
• Business Travel Cover
• Legal Expenses Insurance
• Directors & Officers Insurance
• Tax & VAT Investigation Protection

If you would like a free review of your insurances, or simply a discussion around any particular risk management issue, please contact our specialists on 0118 979 2121 and speak to the Construction Team.

Alternatively click the link below and we will contact you by return.

Employers Liability Insurance
This is compulsory under UK law if you have any employees. It protects you against any claims that might be brought against you should an employee injure themselves at work due to your negligence.

Public Liability Insurance
This is a core requirement for businesses. It protects you for any damages that a member of the public may be awarded as a result of negligent injury or damage to them or their property caused.

Products Liability Insurance
This cover provides cover against negligent third party damage or third party injury caused by any product that you provide, supply or manufacture.

Specialist Plant Cover
Cover for theft or damage to either owned or hired in specialist plant and machinery.

Tools & Equipment Cover
Cover for tools of trade on an overall basis with a single article limit. Warranties may apply to storage of tools overnight or theft of tools from vans.

Contract Works Insurance
This is all-risks insurance of the ‘works’ as defined by contract conditions. Policies can be arranged on a specific contract basis or an annual policy to cover all contracts. The insurance is related to contract conditions, either JCT, NEC or other contract conditions.

Integrated Project Insurance
This is a single insurance solution and approach to contracts where cover is extended to the whole team involved in specific construction projects. Insurances are tailored for specific contracts and cover the whole project team where possible.

Professional Indemnity Insurance
Protection against claims arising out of legal liability to pay damages and costs to a person sustaining loss through breach of professional duty. Typically this relates to design or specification.

Property Insurance
Cover for the material damage to assets of any property whether owned, leased or rented. Stock, computers and office equipment can also be added as well as business interruption, transit risks and money.

Commercial Vehicle/Motor Fleet
Insurance cover for commercial vehicles from individual to multi vehicle fleets.

Group Personal Accident Insurance
This is insurance cover with set and defined benefits for employees for death and serious injury whilst employed. Cover also available on 24 hour basis.

Business Travel Insurance
Insurance for employees and their effects whilst travelling on business. It can include personal travel cover for directors and their families.

Legal Expenses Insurance
Cover for businesses to enable them to meet the cost of defending or pursuing defined legal actions.

Directors & Officers Insurance
Directors of all companies may be personally responsible for any actions and decisions they make on behalf of the company - putting their personal assets at risk if those decisions are tested in the courts.

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