Building Contracts Insurance - BJP Insurance Brokers

As a building contractor you are exposed to risk every day. But do you have the correct cover to insure you against these risks? Not sure? Then speak to us at BJP Insurance Brokers. We are an independent construction specialist insurance broker who provide tailor made policies to the building trades. With access to a variety of schemes at competetive prices we can save you money and improve your cover today.

Most commercial building work is carried out under a standard form of contract, with or without amendments. There are several forms in use to suit different circumstances the most important are: JCT, ICE, CPA or FIDIC (govt form). All of these forms of building contracts set out the rights and obligations of the parties with regard to risk and insurance. Due to the tendency to amend standard contracts, each individual contract should be investigated carefully when advising on insurance and risk management.

Many insurances are required to fulfil the contract. Some of the more standard covers for building contractors are as follows:

  • Public Liability Insurance for Building Contractors
  • Employers Liability Insurance for Building Contractors
  • Contractors All Rick Insurance / Contract Works Insurance for Building Contractors
  • Property Insurance (existing structures)
  • Non negligence insurance / JCT 21.2.1 Insurance / JCT 6.2.4 Insurance
  • Design & Construct Professional Indemnity
  • Latent / Inherent Defects Insurance
  • Liquidated Damages
  • Terrorism Insurance
  • Environmental Impairment Liability

Some larger contracts may require major project insurance.

To receive a quote or to seek advice from one of our insurance advisers about Building Contractors Insurance please complete the enquiry form and we'll be glad to assist you. An adviser will contact you within a working day to discuss your requirements.

Building Contractors Public Liability Insurance

Building Contractors Employers Liability Insurance
For example if one of your employees sustains an injury whilst employed on a specific contract your Building Contractors employers liability insurance policy will cover you against any claim.

Building Contractors Contract Works / Contractors All Risks Insurance
For example, if you are employed on a contract and some RSJs are stolen from the secured site, your Building Contractors Contract Works insurance will cover the cost of replacing them. Alternatively if you have any plant stolen from site your Building Contractors All Risks insurance policy will pay for your loss.

Building Contractors Tools Insurance

Professional Indemnity Insurance for Building Contractors

Commercial Vehicle / Motor Fleet Insurance for Building Contractors

Legal Expenses Insurance for Building Contractors

Useful Links:


Federation of Master Builders
Health & Safety Executive
CITA
Association of Insurance Building Contractors

 

 
 
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This website is intended for use by businesses and individuals that operate and are domicile to UK exluding Northern Ireland.
BJP is authorised and regulated by the Financial Services Authority (FSA). Company Ref. No. 305506.

BJP Insurance Brokers, Southgate House, Wellington Road, Wokingham, Berkshire, RG40 2BJ