Air Conditioning Engineers Insurance

Are you an Air Conditioning Engineer or Contractor looking for competitive public liability insurance cover?

BJP Insurance Brokers are an independent, construction specialist insurance broker, who provide Public Liability, Employers Liability, Tools and Legal Expenses Policies to Air Conditioning Contractors and Engineers.

Whether you are a sole trader, partnership or Limited Company our independent status means we can search the market for the most comprehensive and competitive policy to suit your needs.

Not only do the policies provide you with cover whether you are installing, or maintaining indoor, or outdoor air conditioning units, cover can also be extended if you also undertake:

• Installation or replacement of ductwork
• Installation or replacement of copper piping Hire and installation of indoor or outdoor units
• Design of the air conditioning system

Covers that we typically provide to Air Conditioning Contractors or Engineers include:

• Employers Liability Insurance
• Public/Products Liability Insurance
• Excess Public Liability Insurance
• Contractors All Risks Insurance
• Tools Cover
• Professional Indemnity Insurance
• Office Insurance
• Motor Fleet/Commercial Vehicle
• Legal Expenses
• Directors and Officers Liability Insurance

Air Conditioning Engineers Public Liability Insurance
For example, if you are working at a client's premises and an air conditioning indoor unit falls off a wall causing damage to their property, your public liability insurance provides cover for any damage caused as well as any legal expenses incurred.

Air Conditioning Engineers Employers Liability Insurance
For example, if one of your employees sustains an injury whilst installing an indoor unit, your employers liability insurance policy will cover you against any claim.

Air Conditioning Engineers Contract Works / Contractors All Risks Insurance
For example, if you are in the middle of installing a new air conditioning system and some units are stolen, your Air Conditioning Engineers Contract Works insurance will cover the cost of replacing them.

Tools Insurance
This cover can be arranged to cover your own tools should they be stolen and policies can be arranged to provide cover for storage of tools overnight.

Professional Indemnity Insurance for Air Conditioning Engineers
For example, your professional indemnity insurance will provide cover if something goes wrong, as a result of your advice. Your policy will provide cover against the legal liability to pay damages and costs to the person sustaining the loss.

Professional indemnity insurance is especially important for you if other air conditioning contractors or customers take your advice about how to carry out work.

Office Insurance
For example, if you find your offices have been broken into and your computers or machinery stolen, your office insurance will provide cover for these items to be replaced.

Commercial Vehicle / Motor Fleet Insurance for Air Conditioning Engineers
We can provide cover for single commercial vehicles to multi vehicle fleets for comprehensive, third party fire and theft and third party only cover. We can also provide access to an Accident Management Club that in the event of a claim you can contact and they will deal with your claim from start to finish.

Legal Expenses Insurance for Air Conditioning Engineers
For example, should you find an ex employee taking to you to an employment tribunal claiming unfair dismissal, your legal expenses policy can be used to guide you through the process of defending yourself and also offer legal representation.

Air Conditioning Engineers Directors & Officers Liability Insurance
For example, should you find yourself being personally sued as a result of company business, your directors and officer's liability insurance policy will pay the legal defence costs involved in defending any action made against you or any compensation awards.

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