A beauty products retailing or shop insurance policy covers you against legal liabilities and additional risks you may face as a retailer or shop owner.
It’s straight forward to get a quotation. Simply give us a few details and we’ll phone you. Or you can call us on 0118 979 2121 and we will provide you with a competitive beauty products retailing or shop insurance quotation.
Reasons For Choosing BJP For Beauty Products Retailing or Shop Insurance
- Employers’ liability insurance – a legal requirement for retailers with staff
- Public liability insurance cover up to £5 million
- Business interruption insurance cover included
- Shop buildings insurance – optional cover available
- Stock and contents insurance – flexible sums insured
- Money cover included as standard
- Additional cover available for legal expenses or goods in transit
Shop insurance – Frequently asked questions
Why do I need shop insurance?
A shop or retail insurance policy covers you against legal liabilities and risks you face as a retailer. Public liability insurance enables you to meet the cost of damages which may be awarded to members of the public for injuries sustained in your shop. Employers’ liability insurance enables you to meet the cost of damages and legal fees for employees who are injured or made ill at work as a result of your negligence.
Shop or retail insurance allows you to cover these risks as well as insuring the shop assets in one easily managed policy.
What is business interruption insurance?
If you were unable to trade because of a major fire, or other insured event, at your premises, business interruption insurance could pay for your lost earnings and costs during the period of interruption.
What is public liability insurance?
Public liability insurance covers your legal liability to pay damages awarded to members of the public for injury, illness, disease, or damage to their property, sustained as a result your negligence.
What is employers’ liability insurance?
Employers’ liability insurance covers your legal liability to pay damages awarded to an employee for an injury, illness or disease which has resulted from working for you.