We provide a wide range of business and commercial insurance solutions, we are able to find the right insurance for your needs at competitive prices. We ensure you receive expert knowledge when it comes to sourcing business & commercial insurance, as our team is expertly trained and are some of the leading professionals in the industry.
We ensure our clients receive an excellent service due to the experience, knowledge and skill of our staff. We pride ourselves on the quality of our service as well as offering great rates on insurance.
We aren’t like other insurance brokers. We will work closely with your business to ensure you receive the right insurance solution tailored specifically to your needs and at the best available price.
Whether you are a small or corporate business, we are dedicated to finding the right business & commercial insurance for you.
What is Commercial Insurance and Who Needs It?
Simply put; commercial insurance is insurance for businesses, no matter how big or small. It is vital for all businesses as without it, you aren’t protected from the most common problems businesses face. You never know when your business might run into trouble and in this litigious age you can never be too careful, which is why ALL businesses need commercial insurance. It doesn’t matter what you do, how long you’ve been doing it, where you are based, how many people you employ, or how much money you make, you need cover and we can find it for you.
What Does Commercial Insurance Cover?
Because it’s an umbrella term, commercial insurance covers a range of things to do with your business. Liability insurance in the core element of commercial insurance. Other important elements of commercial insurance include professional indemnity and cover that protects your premises and equipment. Usually a policy that meets your specific requirements is created by selecting the various types of commercial insurance that your business needs. The type of cover that you need is very much dependent on the nature of your business.
As mentioned above all businesses require some commercial insurance, regardless of size or field of work. Not insuring your business is very irresponsible as all businesses are exposed to the risk of loss through a number of avenues. You never know when an employee will hurt themselves at work and pursue a claim, or when an employee will make a serious mistake that results in a loss for a third party resulting in a claim, or when your office will be broken into and cleaned out.
For a personal consultation with one of our staff, please click the box, answer a few questions and we will call you back, or ring us on the above telephone number. Our team provide the best assistance and advice throughout the entire process and they will be happy to answer any of your questions about commercial insurance.
BJP has a history of helping businesses throughout the country get the insurance that is right for their needs.
Established in Wokingham, Berkshire in 1997, we initially grew organically, thanks to existing clients staying with us and new ones enjoying our detailed, right-first-time approach to identifying and meeting their insurance needs.
BJP is not a fill-in-the-box broker, but a company of professionals who will stay in touch with your business and provide effective solutions to your insurance and risk management problems. Our staff of over 60 operate from our new purpose-built offices in Wokingham.
In 2008 we purchased Antell Insurance Associates Ltd, a specialist Motor Trade Broker to add further skills to our business.
We were proud to be recognised by our peers as winners of the 2009 UK Brokers Award for our Commercial Lines Initiative. Whilst naturally a reflection of the quality and depth of our expertise within our business, it is primarily in recognition of the fresh thinking and innovation we bring to our commercial clients.
BJP look after client’s right across the country. Geography is not an issue to our service levels. In 2010 BJP joined Brokerbility to enhance its client proposition. Brokerbility is a group of like-minded, high quality, independent brokers that share common values and goals. The group are staunch advocates of the independent broker.
Shortly after establishing our core business, we set up Focus Underwriting, which arranges cover for a wide range of risks through a panel of insurance companies. More than 400 brokers, apart from BJP, choose Focus for its professional approach.