BJP are successful UK independent business and commercial insurance brokers offering expert advice.
As we provide a wide range of business and commercial insurance solutions, we are able to find the right insurance for your needs at competitive prices. We ensure you receive expert knowledge when it comes to sourcing business & commercial insurance, as our team is expertly trained and are some of the leading professionals in the industry.
We ensure our clients receive an excellent service due to the experience, knowledge and skill of our staff. We pride ourselves on the quality of our service as well as offering great rates on insurance.
We aren’t like other insurance brokers. We will work closely with your business to ensure you receive the right insurance solution tailored specifically to your needs and at the best available price.
Whether you are a small or corporate business, we are dedicated to finding the right business & commercial insurance for you.
What is Commercial Insurance and Who Needs It?
Simply put; commercial insurance is insurance for businesses, no matter how big or small. It is vital for all businesses as without it, you aren’t protected from the most common problems businesses face. You never know when your business might run into trouble and in this litigious age you can never be too careful, which is why ALL businesses need commercial insurance. It doesn’t matter what you do, how long you’ve been doing it, where you are based, how many people you employ, or how much money you make, you need cover and we can find it for you.
What Does Commercial Insurance Cover?
Because it’s an umbrella term, commercial insurance covers a range of things to do with your business. Liability insurance in the core element of commercial insurance. Other important elements of commercial insurance include professional indemnity and cover that protects your premises and equipment. Usually a policy that meets your specific requirements is created by selecting the various types of commercial insurance that your business needs. The type of cover that you need is very much dependent on the nature of your business.
As mentioned above all businesses require some commercial insurance, regardless of size or field of work. Not insuring your business is very irresponsible as all businesses are exposed to the risk of loss through a number of avenues. You never know when an employee will hurt themselves at work and pursue a claim, or when an employee will make a serious mistake that results in a loss for a third party resulting in a claim, or when your office will be broken into and cleaned out.
For a personal consultation with one of our staff, please click the box, answer a few questions and we will call you back, or ring us on the above telephone number. Our team provide the best assistance and advice throughout the entire process and they will be happy to answer any of your questions about commercial insurance.
Business Insurance is simply insuring your business. BJP professional brokers will assess your business in detail and provide a tailored solution to meet your specific needs.
Commercial and Tradesman
Our Fastrack service offers fast, quotes for the more straight forward risks. Administration is made easy for you, usually delivered over the telephone and by email, with as little form-filling and red tape as possible.
Liability Insurance is the core specialism of the insurance industry. If your business has employees you will need Employers Liability Insurance. Liability Insurance usually has the following covers; Public Liability Insurance, Products Liability Insurance and Professional Indemnity Insurance.
We are Specialists
We have dedicated teams for many insurance products.
This means you can always be confident you have expert people providing comprehensive insurance advice and cover at the best possible price.
Some of our specialist areas
We have a large team that deals exclusively with construction business. Whether you are a sole trader subcontracting to other people or a large contractor undertaking major contracts, then we can help.
We have many products, including some exclusive to ourselves that cover such things as Public Liability, Employers Liability, Contract Works and also handle more complex covers such as Warranties, Bonds and Professional Indemnity covers. Our staff are able to source and recommend the correct insurance for you.
Warehousing and Distribution
Whether it be a single warehouse or a major distribution network, we have the expertise to provide the proper cover at an affordable price.
If you have a large fleet then you need to know that your insurance partner can cope and we pride ourselves on the level of backup we provide our clients.
We have clients in many areas of manufacturing and the expertise to understand the specific requirements of your business.
We have clients in this area from specialist TV crews to Night clubs. Whatever your need then we can cope.
This is a growing area in the UK and has its own particular risks and requirements. We understand the problems and have the product to cover your needs.
From single shipment of personal belongings to large transhipment of high value products including shipment to high risk areas, we have dealt with them all. Our staff are here to demonstrate our abilities.
And Many more…………..